Insights

The Ultimate Guide to Malta Citizenship by Investment Programme in 2024

Updated: 16th September, 2024
 
The Malta Citizenship by Investment (CBI) Programme is undoubtedly one of the most popular and successful CBI programmes globally. From 2014, Malta has had the Individual Investor Programme, which the European Commission recognised as a “golden standard” among the available citizenship by investment programmes across the globe.   
 
However, in 2020, the Maltese government terminated the Malta Individual Investor Programme. Alternatively, it launched the Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment (NESDI). Popular among investors, the Malta Citizenship by Investment Programme grants citizenship to high-net-worth individuals and families who contribute to Malta’s economic growth.  

Malta citizenship by investment programme
 

What is Malta Citizenship by Investment?

Designed for high-net-worth individuals and families, Malta grants citizenship to those who contribute to the country’s economic growth.

The Malta Citizenship by Investment or NESDI is a path to Citizenship by Naturalisation. The programme follows strict due diligence standards.

Additionally, the regulations are limited to a maximum number of 400 successful applicants (families) per year, and the quota is 1,500 families for the entire programme.  

Why Malta? 

Malta may be one of Europe’s smallest countries, but its economic and political stability presents opportunities to foreign nationals. Located between Sicily and the North African coast, the island nation is part of the world’s largest economic zone.   

Malta is a member of the European Union and the Schengen Area. In 2024, the island nation’s fast-growing economy is rated A+ by Fitch, presenting endless opportunities for investors. Malta was also ranked the 2nd safest country in the world and the safest country in Europe.  

Furthermore, Malta is repeatedly recognised among countries with the best climate in the world. Notably, Malta's primary language is English.

The country’s beautiful weather, rich history and culture, and favourable regime for businesses continuously attract high-net-worth individuals across the globe.

Suggested reading: Top business opportunities in Malta

Malta Citizenship Benefits for Investors 

Becoming a citizen of Malta has both immediate and long-term benefits:   

Business Opportunities  

Becoming a Maltese citizen allows you to base your business in the EU’s fastest-growing economy. Malta also provides an opportunity for unlimited access to the EU, the world’s largest economic zone.

Additionally, Malta has a stable and booming real estate market, enabling you to make the most from endless investment options.

Businesses also thrive through the country’s tax-efficient system with total freedom of capital and income movements. Moreover, investors can capitalize on the following industries:

Family and Legacy Protection  

Through Malta Citizenship by Investment, investors can live in one of the world’s safest countries regarding disaster risk and wealth.

Maltese citizens have access to top-class healthcare, and children learn in the country’s top-rated educational system.

You can also protect your family legacy by passing on citizenship to future generations. Even if your descendants are born outside of Malta, they can still attain citizenship by descent.   

Life, Work and Study Opportunities

You gain the right to live and settle, work, or study in any of the 27 EU states, plus Switzerland, Liechtenstein, Norway, and Iceland.   

Malta CBI Img

Source: wikimedia.org

Travel  

A Maltese passport is one of the world’s most powerful passports. 

With a Maltese passport, you can visit nearly any country in the world with little to no restrictions. Essentially, a Maltese citizen can easily travel to over 180 countries visa-free, including 29 Schengen countries.  

malta citizenship by investment

Malta Citizenship by Investment Eligibility Criteria

Malta Citizenship by Investment or NESDI is available for:    

  • Main applicant, 18 years or older
  • Dependents:  Spouse, life partner
  • Parents and grandparents of both spouses, subject to conditions
  • Dependent children up to and including the age of 17
  • Adult children aged 18 to 28 who are not married and primarily financially reliant on the main applicant.

Applicants must have no criminal record. In addition, they must have no denied visas in countries with visa-free agreements in Malta. Moreover, certain nationalities are not eligible for the NESDI programme.

Malta Citizenship Investment Requirements (Cost)
 

Malta Citizenship by Investment Financial Requirements

Under the Malta Citizenship by Investment programme, applicants are offered residence status in Malta, leading to citizenship by naturalisation. Applicants must comply with the following financial requirements.

 NEDSI programme investment requirements
 

Malta Citizenship by Investment Cost

Investment/Contribution 

The applicant has two options:  

After one (1) year of holding residency status in Malta, a non-refundable contribution of €750,000 to the National Development and Social Fund set up by the Government of Malta (plus €50,000 per family member included in the application).   

After three (3) years of holding residency status in Malta, a non-refundable contribution of €600,000 (plus €50,000 per family member included in the application). 

 

Charitable Donation 

Applicants must also make a charitable donation of €10,000 to an approved charity/ non-governmental organisation registered in Malta. 

Real Estate Purchase or Property Rental 

Applicants must purchase a real estate property with a minimum value of €700,000.  

Alternatively, the applicant can lease a property for a minimum annual rent of €16,000. 

The purchased or rented property must be retained for a minimum period of five (5) years from the date of issuance of the certificate of naturalisation. 

 

Depending on family composition, administrative and due diligence fees will also be applicable. Regardless of the applicant’s choice, the lifetime benefits will remain the same.

 

Taking the First Step Towards Maltese Citizenship by Investment 

In conclusion, investing in Malta is investing in your family’s bright future. Citizenship in the island nation brings lifetime benefits that you could maximise and pass on to the next future generations. While the application process for Malta Citizenship by Investment or NESDI might seem extensive, you do not have to complete it all alone. At Endevio, we have the all the necessary experts to take you through this process seamlessly. Take the first step and contact us or book a no-obligation meeting by clicking the button below.

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