Faqs - Endevio
Welcome to the Endevio Frequently Asked Questions (FAQs) section. Here, you'll find answers to common queries about our products, services, and policies. This section is designed to provide you with quick and easy access to the information you need, whether you're a new user or a long-time customer.
1. Malta Permanent Residence Programme (MPRP)
Q: What are the main requirements for the MPRP?
A: To qualify, applicants must either purchase property (€300,000+ in south Malta or €350,000+ in the north) or lease (€10,000+ annually in the south, €12,000+ in the north).
A government contribution of €28,000 applies for property buyers and €58,000 for those leasing. Health insurance covering €100,000 per beneficiary is required, along with a due diligence check. Additional fees apply for parents/grandparents.
Q: What is the typical processing time for the MPRP application?
A: The processing time generally ranges from 8 to 12 months, depending on the application’s complexity.
Q: Can family members be included in my MPRP application?
A: Yes, the programme allows you to include immediate family members, including spouses, children, and dependent parents, with no age threshold.
Q: What tax obligations should I consider after obtaining residency in Malta?
A: While Malta provides favourable tax conditions, individual tax obligations vary based on income sources and residency status.
Q: Is there a residency requirement after obtaining the MPRP?
A: After the Letter of Final Approval, the main applicant and all dependents must travel to Malta to have their biometric data captured. One of the main features of this programme is that there is no minimum stay requirements for the applicant.
2. Malta Global Residence Programme (MGRP)
Q: What are the investment options available under the MGRP?
A: Applicants under the Malta Global Residence Programme (MGRP) can either rent property, with a minimum annual rent of €9,600 in the north of Malta or €8,750 in the south of Malta or Gozo, or purchase property, with a minimum value of €275,000 in the north of Malta or €220,000 in the south of Malta or Gozo.
Additionally, they must contribute to the National Development Fund and secure comprehensive health insurance from a company licensed in Malta or an internationally reputable provider.
Q: Who is eligible for the MGRP?
A: Non-EU nationals seeking residency in Malta can apply for the MGRP if they pay a minimum tax in Malta, rent or purchase immovable property, and hold valid health insurance.
Q: Is there a minimum stay requirement for MGRP holders?
A: The Malta Global Residence Programme (GRP) requires residents to ordinarily live in Malta, focusing on the purpose and consistency of their stay rather than a specific number of days. While there is no mandated minimum stay, MGRP holders should avoid spending more than 183 days in another country to prevent issues with tax residency.
Q: Does the MGRP permit employment in Malta?
A: Yes, applicants are permitted to work in Malta, provided they meet the necessary conditions to obtain a work permit.
Q: Are there family benefits with the MGRP?
A: Yes, the Programme permits the inclusion of several qualifying dependents in the application. This includes the spouse or partner in a stable relationship, minor children (including adopted ones), and dependent children aged 18 to 25 who are not economically active. It also accommodates dependants unable to support themselves due to serious illness or disability, as well as siblings and direct relatives of the main applicant or spouse. Furthermore, household staff who have been with the family for at least two years are also eligible.
3. Austria Citizenship by Investment
Q: What is the main requirement for obtaining citizenship in Austria through investment?
A: To obtain citizenship in Austria through investment, applicants must make substantial contributions to the Austrian economy. This typically involves investing in a joint venture or making direct investments in a business that creates jobs or drives new export sales. Significant direct investment is required, as passive investments like government bonds or real estate do not meet the qualifications.
Q: Does Austria allow dual citizenship?
A: Generally, Austria does not permit dual citizenship, and applicants may need to renounce their previous citizenship.
Q: Is there a language requirement for Austrian citizenship?
A: Yes, applicants must demonstrate basic knowledge of the German language.
Q: What is the processing timeframe for citizenship applications?
A: The process can vary significantly, taking several months to years based on individual circumstances and due diligence.
Q: What fees are associated with the Austrian citizenship application?
A: Federal fees and administrative costs typically total around €776 for individual applicants.
4. Grenada Citizenship by Investment FAQs
Q: What are the investment options available under the Grenada CBI programme?
A: Investors have two primary options to choose from:
- Real Estate Investment: A minimum investment of $350,000 in approved real estate, allowing you to own a piece of Grenada’s natural beauty.
- National Transformation Fund Contribution: A starting contribution of $235,000 to the National Transformation Fund, which supports vital national development initiatives aimed at enhancing the country's infrastructure and services.
Q: How long does it take to obtain Grenadian citizenship?
A: The process for obtaining Grenadian citizenship typically takes approximately 3 to 6 months. This timeframe may vary based on the complexity of your application and the thoroughness of the due diligence process.
Q: Can family members apply with me under the Grenada CBI programme?
A: Yes, the Grenada CBI programme is family-friendly! You can include your spouse, children, and dependent parents in your application, ensuring that your loved ones can also benefit from the opportunities and privileges of Grenadian citizenship.
Q: Is there a residency requirement after obtaining citizenship in Grenada?
A: No, there is no residency requirement after acquiring citizenship. This allows you the freedom to enjoy your Grenadian citizenship without the obligation to reside in the country, making it an attractive option for global citizens.
Q: What are the advantages of Grenadian citizenship?
A: Grenadian citizens enjoy a range of significant benefits, including:
- Visa-Free Travel: Access to over 140 countries, including the UK and Schengen Area, expanding your global mobility and travel opportunities for both business and leisure.
- Stable Economy: Take advantage of a stable and growing economy, which fosters a favourable environment for business investments and financial growth.
- Tax Benefits: Enjoy attractive tax conditions, including no capital gains tax and no inheritance tax, which can help you preserve your wealth and optimize your financial planning.
- Lifestyle Opportunities: Immerse yourself in Grenada’s stunning natural landscapes, warm climate, and vibrant culture, creating a perfect setting for relaxation and enriching experiences.
- Educational Access: Benefit from a range of quality educational opportunities for your children, enabling them to thrive in a nurturing environment.
5. Cyprus Permanent Residence FAQs
Q: What key investment requirements are there for the Cyprus Permanent Residence programme?
A: To qualify for the Cyprus Permanent Residence programme, applicants must meet the following investment requirements:
- Minimum Investment: A minimum investment of €300,000 in real estate or other approved sectors.
- Secure Annual Income: Applicants must demonstrate a secure annual income sufficient to support themselves and their family.
Q: How long does it take to obtain permanent residency in Cyprus?
A: The process for obtaining permanent residency in Cyprus is typically completed within 2 to 3 months, allowing for a relatively quick pathway to secure your residence.
Q: Is there a physical presence requirement for maintaining residency?
A: There is no physical presence requirement to maintain your residency status. However, applicants must visit Cyprus at least once every two years to retain their permanent residence, providing you with the flexibility to manage your time and commitments.
Q: Can family members be included in the application?
A: Yes, family members can be included in your application! This typically covers your spouse, children, and dependent parents, allowing your loved ones to share in the benefits of residency in Cyprus.
Q: What are the benefits of Cyprus permanent residency?
A: Holding permanent residency in Cyprus offers several significant advantages, including:
- Free Movement within the EU: Enjoy the ability to travel freely throughout the European Union, enhancing your global mobility for business and leisure.
- Quality of Life: Experience Cyprus's high quality of life, with a favourable climate, beautiful landscapes, and a rich cultural heritage.
- Access to Healthcare and Education: Benefit from quality healthcare services and educational opportunities, making Cyprus an attractive place for families.
- Stable Environment: Enjoy a stable political and economic environment, contributing to a secure living situation for you and your family.
7. Portugal Golden Visa FAQs
Q: What investment options are available for the Portugal Golden Visa?
A: Applicants can choose from several investment options for the Portugal Golden Visa, including a €500,000 donation for research activities, a €250,000 investment in the arts or national heritage projects, and a €500,000 acquisition of shares in non-real estate entities.
Alternatively, you can opt for a €500,000 capital and employment option by incorporating a company that creates at least five permanent jobs or by investing in an existing company that creates five permanent jobs or maintains at least ten.
Q: What is the processing time for the Portugal Golden Visa application?
A: Processing typically takes 9 to 24 months, allowing for thorough review while securing your residency.
Q: Is there a residency requirement under the Portugal Golden Visa?
A: Yes, applicants must stay in Portugal for at least 7 days in the first year and 14 days in each subsequent two-year period.
Q: Can family members apply alongside me?
A: Yes, immediate family members can be included in your application, allowing your loved ones to benefit from residency in Portugal as well.
Q: What benefits accompany the Golden Visa?
A: The Portugal Golden Visa grants the right to live, work, and study in Portugal, along with access to the Schengen Area, enhancing your opportunities throughout Europe.
8. Hungary Golden Visa FAQs
Q: What are the investment requirements for the Hungary Golden Visa?
A: Applicants have three investment options to qualify for the Hungary Golden Visa:
- Invest a minimum of €250,000 in a real estate fund registered with the National Bank of Hungary.
- Purchase a residential property in Hungary valued at a minimum of €500,000.
- Make a monetary donation of at least €1,000,000 to a higher education institution in Hungary.
Q: How long does it take to obtain the Hungary Golden Visa?
A: The processing time varies, taking a few months from when you submit the complete application to receiving the visa, offering a relatively quick route to residency.
Q: Is there a residency requirement after obtaining the visa?
A: No, there is no minimum stay requirement to maintain your residency status.
Q: Can family members join me under the Hungary Golden Visa?
A: Yes, family members can be included in your application, allowing your loved ones to benefit from residency in Hungary.
Q: What advantages does the Hungarian Golden Visa offer?
A: The Hungary Golden Visa allows for visa-free travel within the Schengen Area, enhancing your mobility across Europe.
9. Spain Residence by Investment FAQs
Q: What is the minimum investment required for Spain's Golden Visa?
A: The minimum investment for Spain's Golden Visa varies by investment channel: €500,000 (approx. $540K) for real estate, €1,000,000 (approx. $1.1M) investment into a Spanish business, or €2,000,000 (approx. $2.15M) for capital deposits or government funds.
Q: How long does it take to process the Golden Visa application?
A: The processing time is typically around 3 to 6 months, facilitating a timely residency application. Though the exact duration can vary depending on the volume of applications and the time of year.
Q: Are there residency requirements for maintaining the visa?
A: Yes, all applicants must visit Spain to submit biometrics and spend at least seven days in the country during the first year to renew the Golden Visa. While permanent relocation is not necessary to maintain the Golden Visa, obtaining permanent residency and citizenship requires the investor and their family to reside in Spain.
Q: Can my family members be included in the application?
A: Yes, family members can be included in your application, allowing your loved ones to enjoy the benefits of residency in Spain.
Q: What benefits does the Spanish Golden Visa provide?
A: The Spanish Golden Visa allows holders to live, work, and study in Spain, with access to the Schengen Area, enhancing your lifestyle and opportunities across Europe
10. Dominica CBI
Q1: What are the investment options for Dominica's Citizenship by Investment programme?
A1: Investors can choose between a government-approved real estate investment starting at $200,000 or a contribution to a non-refundable Economic Diversification Fund of $200,000. Both options provide a pathway to citizenship and contribute to national development.
Q2: Can my family be included in my application?
A2: Yes, the programme allows for the inclusion of spouses, children, and dependent parents, making it an appealing option for families looking to secure their future together.
Q3: What are the tax implications of obtaining Dominica citizenship?
A3: Dominica offers favourable tax benefits, including no wealth, gift, or inheritance taxes. This makes it a strategic choice for wealth preservation.
Q4: What lifestyle benefits can I expect as a citizen of Dominica?
A4: Dominica is known for its natural beauty and high quality of life. Citizens enjoy access to a peaceful environment, vibrant culture, and opportunities for outdoor activities like hiking and diving, which are attractive for family wellness.
Q5: How does Dominica's economy support my investment?
A5: The government prioritizes sustainable development and eco-tourism, creating a stable economic environment for investors. The local economy has shown resilience, with growth in sectors such as agriculture and renewable energy.
11. St. Lucia CBI
Q1: What investment options are available under St. Lucia's CBI programme?
A1: Applicants can invest in real estate starting at $250,000, make a donation to the National Economic Fund of at least $240,000, or invest in approved enterprise projects, which provide pathways to citizenship.
Q2: Is it possible to include my family in my application?
A2: Yes, the programme allows for family members, including children and parents, to be included in the application, ensuring that your entire family's future is secured.
Q3: What are the tax benefits of St. Lucia citizenship?
A3: St. Lucia has no inheritance tax, and its personal income tax rate is quite competitive. This structure aids in effective wealth management.
Q4: What lifestyle enhancements can I expect as a St. Lucian citizen?
A4: St. Lucia boasts beautiful beaches, luxury resorts, and a rich cultural heritage. Citizens gain access to a peaceful lifestyle, offering a safe environment and a wealth of leisure activities.
Q5: How stable is the St. Lucian economy for my investment?
A5: St. Lucia's economy is stable and growing, largely driven by tourism and agriculture. The government is committed to fostering an environment that encourages foreign investment and economic diversification.
12. Antigua & Barbuda CBI
Q1: What investment options are available under Antigua & Barbuda's CBI programme?
A1: Investors can choose from real estate investment starting at $300,000, a donation of $230,000 to the National Development Fund, or an investment in a business that creates jobs.
Q2: Can I include my family in my citizenship application?
A2: Yes, family inclusion is permitted, making it a favourable option for those looking to secure a safe and prosperous future for their loved ones.
Q3: What tax advantages come with Antigua & Barbuda citizenship?
A3: There are no capital gains, inheritance, or estate taxes, which allows for more strategic wealth preservation.
Q4: What quality of life can I expect in Antigua & Barbuda?
A4: Known for its stunning beaches and warm climate, Antigua & Barbuda offers an exceptional quality of life with various recreational activities and a welcoming community.
Q5: What is the economic outlook for my investment in Antigua & Barbuda?
A5: The country’s economy is heavily reliant on tourism, which is rebounding. Investments contribute to economic growth and sustainability, supported by government initiatives to diversify the economy.
13. Turkish CBI
Q1: What are the investment options available for the Turkish CBI programme?
A1: Investors can either purchase real estate valued at a minimum of $400,000 or make a capital investment of $500,000 to qualify for citizenship.
Q2: Can I include my family in the citizenship application?
A2: Yes, immediate family members can be included, ensuring comprehensive security for your family’s future.
Q3: What tax benefits does Turkish citizenship offer?
A3: Turkey has a favourable tax regime, with no global income tax for non-residents. This provides significant advantages for wealth management.
Q4: What lifestyle benefits come with being a Turkish citizen?
A4: Turkey is a bridge between Europe and Asia, offering rich culture, diverse cuisine, and vibrant cities. The quality of life is high, with access to excellent healthcare and educational institutions.
Q5: How stable is the Turkish economy for investment?
A5: Turkey's economy is dynamic and diverse, with growth in sectors like tourism, manufacturing, and technology. However, potential investors should monitor economic policies and stability.
14. Vanuatu CBI
Q1: What investment options are available for Vanuatu's CBI programme?
A1: Investors can contribute a minimum of $130,000 to the Vanuatu Development Support Programme or invest in approved real estate.
Q2: Can my family be included in my application?
A2: Yes, the programme allows for family members to be included, providing security and opportunities for your entire family.
Q3: What are the tax implications of Vanuatu citizenship?
A3: Vanuatu has no income tax, estate tax, or capital gains tax, making it an attractive option for wealth preservation.
Q4: What lifestyle benefits does Vanuatu offer?
A4: Vanuatu is known for its stunning landscapes and relaxed lifestyle, providing a tranquil environment that promotes wellness and quality family time.
Q5: How does Vanuatu’s economy support my investment?
A5: Vanuatu's economy is primarily based on tourism and agriculture, showing steady growth. The government actively supports investment, enhancing economic stability.
15. St. Kitts and Nevis CBI
Q1: What investment options does the St. Kitts and Nevis CBI programme offer?
A1: Investors can choose a real estate investment starting at $400,000 or a contribution of $350,000 to the non-refundable Sustainable Island State Contribution (SISC).
Q2: Is family inclusion possible in my application?
A2: Yes, family members can be included, allowing for a secure future for loved ones.
Q3: What are the tax benefits of St. Kitts and Nevis citizenship?
A3: There are no capital gains, inheritance, or gift taxes, which helps in effective wealth management.
Q4: What lifestyle enhancements can I expect as a citizen of St. Kitts and Nevis?
A4: Known for its idyllic beaches and warm climate, the islands offer a relaxed lifestyle with access to various leisure activities, enhancing family well-being.
Q5: How does St. Kitts and Nevis support my investment?
A5: The economy is growing, with a strong focus on tourism and real estate, providing a stable environment for investments that contribute to national development.
16. Austria Residency by Investment
Q1: What investment options are available for Austria's residency programme?
A1: Residency in Austria can be obtained through investment starting at €175,000 per adult, with a processing time of 3-4 months. Contact us for more information.
Q2: Can my family be included in my application?
A2: Yes, the programme allows for family inclusion, ensuring comprehensive security for your family's future.
Q3: What are the tax implications of obtaining Austrian residency?
A3: Austria has a progressive tax system, but many expatriates benefit from treaties that prevent double taxation, making it a strategic choice for global wealth management.
Q4: What quality of life can I expect in Austria?
A4: Austria is known for its high standard of living, excellent healthcare, and educational systems, offering a safe and culturally rich environment ideal for families.
Q5: How stable is the Austrian economy for my investment?
A5: Austria's economy is stable and well-developed, offering growth potential in various sectors, including technology and tourism, which can enhance the return on investments.
17. UAE Residency by Investment
Q: What investment options are available under the UAE residency programme?
A1: Options include:
Real estate investments:
In property - AED 1,000,000 for a 5-year Resident Visa
In property - AED 2,000,000 for a 10-year Golden Visa
Company set-up or
Fixed deposits:
AED 2,000,000 in a local bank for 3 years
AED 3,000,000 in a local bank for 2 years
Q2: Can I include my family in my residency application?
A2: Yes, family members can be included, allowing for comprehensive security for your loved ones.
Q3: What are the tax advantages of UAE residency?
A3: The UAE offers a zero personal income tax rate, making it an appealing option for wealth management and preservation.
Q4: What lifestyle benefits can I expect in the UAE?
A4: The UAE boasts a cosmopolitan lifestyle, world-class amenities, and a thriving expatriate community, providing an exceptional quality of life with access to luxury and convenience.
Q5: How does the UAE's economy support my investment?
A5: The UAE has a diverse economy with strong sectors in finance, tourism, and technology, ensuring robust support for investments and a stable environment.
18. EB-5 Visa
Q1: What is the EB-5 Visa programme, and what investment is required?
A1: The EB-5 Visa programme allows foreign investors to obtain U.S. permanent residency by investing a minimum of $1.05 million in a new commercial enterprise that creates at least ten full-time jobs for U.S. workers. If the investment is in a targeted employment area (TEA), the minimum requirement is reduced to $800,000.
Q2: Can my family be included in my EB-5 application?
A2: Yes, the EB-5 programme permits investors to include their spouse and children under the age of 21, providing a path to permanent residency for the entire family.
Q3: What are the tax implications of obtaining an EB-5 Visa?
A3: As a U.S. resident, you will be subject to U.S. tax laws, including taxes on worldwide income. However, tax treaties may provide some relief. It's essential to plan strategically for tax implications, especially for those with international investments.
Q4: What lifestyle benefits can I expect as an EB-5 Visa holder?
A4: The EB-5 Visa grants you access to the U.S. education system, healthcare, and an opportunity to live in a diverse and dynamic environment, which is highly appealing for families seeking quality and security.
Q5: How stable is the U.S. economy for my investment?
A5: The U.S. economy is one of the largest and most stable globally, with a strong legal framework that protects investments. The EB-5 programme has a proven track record, with many successful projects leading to the creation of jobs and economic growth.
19. UK Residency by Investment
Q1: What are the investment options for obtaining UK residency?
A1: The UK offers several routes for residency by investment, including the Tier 1 Investor Visa, which requires a minimum investment of £2 million in UK government bonds, share capital, or loan capital in active UK companies.
Q2: Can my family be included in my application for UK residency?
A2: Yes, the programme allows you to include your spouse and children under 18 in your application, ensuring your family benefits from the move.
Q3: What are the tax implications of UK residency?
A3: The UK has a complex tax system, and residency can lead to tax obligations on worldwide income. Understanding these implications is crucial for effective wealth management and to avoid double taxation.
Q4: What lifestyle enhancements come with UK residency?
A4: The UK provides access to world-class education, healthcare, and cultural institutions. Cities like London are known for their cosmopolitan lifestyle, high-quality living standards, and a strong sense of community among expatriates.
Q5: How stable is the UK economy for my investment?
A5: The UK economy is diverse and resilient, with strong sectors in finance, technology, and creative industries. However, potential investors should remain aware of ongoing political changes and their economic implications
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